F.I.A.S. recommended Plans are backed by member companies of the world’s most financially powerful and prestigious underwriting organisations. Policyholders are assured prompt, courteous responses to their requests and swift, efficient handling of their claims.

If you are considering coverage under one of the Plans, F.I.A.S. makes this pledge:

• Guaranteed Acceptance regardless of health. There is no need for medical 
  examinations or long health questionnaires and you will not be subject to high 
  pressure sales talk. (There may be an age limit under some plans)

• Free Policy Review. You have the right to review and judge the value of any 
  policy  without any charge or obligation. If you feel any policy is not right
  for you, just say so. It will not go into effect and there will be no charges 
  or cost to you.

• Full Confidentiality. Any personal information you provide F.I.A.S. and 
  the underwriter will be strictly guarded and will not be shared with anyone.